If you’re buying a new home and looking for home insurance, please call me at 303-688-5193 first!

With all the fires and the hail we’ve had in the state this summer it’s increasingly difficult to get home insurance on certain homes, in certain areas. Farm Bureau Insurance is great because our underwriters will actually look at the risk before they make a decision, but there are still some that won’t fly. I have a better chance of helping you with your home insurance than most of the national companies because we only write in Colorado. Most of the national insurers are switching to computerized software that use satellites, CAT maps and gradients; showing where the hail hit, what size, how many trees are in your yard, how much slope is on your property; and then just arbitrarily kicking you out as uninsurable. They are even doing this to their home insurance customers they’ve had for years!

Farm Bureau Insurance and I take a different path. With our local experience we know what works and what best practices are for Colorado. Our policies and approach to protect your assets are tailored to each individual insured and we really work hard to be sure you are getting the right coverage, no more or less than you really need. I visit all my insured’s properties, meet with the inspectors during the inspections if possible, to really get a feel for the property and try and ferret out any deficiencies, then go over them with you, before we decide on a course of action. There’s nothing more frustrating that getting a call from an insured, all excited about the closing of a new home, only to find out that their home insurance is going to be three or four times higher than they imagined, just because of a zip code! Call me first! You’ll be happy you did!